For Users

Buy claim rights on real estate development loans

Asterra Estate is a marketplace that brings together users and loan originators. Loan originators issue loans and place the claim rights arising from them on the platform, and users buy those claim rights. A claim right is the right to receive the principal and interest of a loan issued by a loan originator. Currently, all claim rights on the platform arise from loans issued for the development of Asteres Village or other related projects.

How it works

Every claim right comes with a clear contract and one of two interest types.

Assignment agreement

Every purchase is made under an assignment agreement between the platform operator, ASTERRA ESTATE d.o.o., you as the assignee, and the loan originator as the assignor. Under it, you purchase a claim right arising from a loan the originator has already issued.

Payout

Interest is paid monthly at the base rate. The principal is repaid at maturity.

Compound

Interest accrues each month and is paid together with the principal at maturity. It grows on itself, which gives a higher effective rate than the base rate.

Rewards

As the total value of your claim rights grows, you move up through loyalty levels and receive additional interest. Invite friends, and when they buy claim rights within their first 90 days, you both receive a bonus.

Secondary market

A secondary market for claim rights is planned.

Simple Onboarding

Access is reserved for registered users who are at least 18 years old and citizens of an EEA country.

Register & Verify

Create your User Profile and complete the full KYC verification process. This is required before you can buy claim rights.

Browse & Buy

Choose a claim right, sign the assignment agreement and buy claim rights from €500.

Track Payments

Follow your claim rights, repayment schedules and interest in your personal dashboard.